Cedric Grimstead: You can get a car loan from a bank or credit union regardless of whether you buy from a dealer or from an individual. Sometimes a bank can give you the best deal, sometimes the dealer can. Go to a bank or credit union and get pre-approved so that you'll know exactly how much you can borrow.
Seema Hosfeld: It don't matter. If an auto loan doesn't work just get a personal loan
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