How crapper I intend my assign physique up if no digit module provide me a assign bill to begin with? I hit never had a assign card, I bought a bag and I hit been stipendiary mortgage on time. Will that support my credit? I do hit student bills on my assign report, some ideas as to how I crapper intend disembarrass of them without costing me a limb and leg.
Like the other users said, you could get a secured credit card; however, you really want to stay away from credit cards period! They are bad news; if you ever have hard times, they will pursue you relentlessly and even sue you if you can't pay. Like someone else said, get a debit card with a VISA/Mastercard logo. There's no need to even have a credit card if you do this. I will never have another credit card after all I've been through with the different companies. By the way, Capital One is the worst. They'll give you a card easily enough, but if you ever get behind, they will not work with you and won't settle out for a lesser amount to close the account. They also like to sue. This is how they pay for their expensive TV commercials. This is just my experience with them. Keep your life less complicated and just stay away from credit cards altogether.
You may have to do a secured loan or get a secured credit card. I did mine through my credit union. I have also read that department store cards and gas cards are a good way to build credit. You may get a low credit limit, but over time you'll receive increases.
you can get a high interest rate credit card and probably have to pay a fee an annual fee ($29-$59 usually) it will probably have a lower balance. Do that to establish a good credit history. check with capitol one. Not sure about the medical bills. good luck!
You can't get "rid" of things on your credit report unless they are mistakes so look closely at them. Try applying for an easy credit card like Orchard, Capital One or HSBC. To be honest you don't need a credit card… get a debit card with visa/mc logo or a secured card. Why do you have the need to pay interest and annual fees??? If you have a home, you don't need to go further in debt. Most people build credit for homes and cars not for credit cards. You're in a good spot paying cash for what you want. Why blow it???
You can get a secured card….you send them $300 or so…they keep your money in an account…you charge and pay your bill on time. Good luck on the doctor bills. You might try to send them small payments and see if that keeps them off your back.
Absolute best way is with secured cards! Usually once you get approved for one, as long as you don't go crazy with it, within a few months you'll be able to get unsecured cards, although for your first 1 or 2 there will probably be an annual fee. If you are a student, look into student cards, which usually don't have annual fees, and you don't have to secure them, but they have a little higher interest rates.
If you want to find the best way to start, Google "credit cards" and you'll find a couple of sights that will help you find the best card for you to get started with. Be patient, give it time, you'll get there.
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